Free&Easy® Banking…Free Checking and Easy Hours
Free&Easy Banking isn’t limited to free checking and easy hours. You’ll find that the following accessories also help make for Free&Easy Banking.

Automatic Deposits
Arrange to have funds transferred automatically from your checking account to your savings account...every week, every other week or every month. It's free. It's automatic. It's the easiest way to save. And it's available on every checking account we offer.

Automatic Loan Payments
Easy-Pay electronic payments avoid the cost and embarrassment of late payments by paying your loans automatically. Available to customers who have their Checking Account and Loan with us, this service is free and automatic. Plus, it reduces rates on new Personal Loans by a full ½%.

Bank-By-Mail
Still like to bank by mail? We pay postage both ways and provide the envelopes for you.

Bank-By-Phone
You can reduce bank visits even further by banking by phone at 1.800.475.4042. It lets you transfer funds between applicable Hyde Park Savings Bank accounts and check on balances, cleared checks, recent deposits and more.

Combined Balance Waivers
This free service helps eliminate monthly fees by combining the balances in all your accounts to help waive fees. Finding it hard to keep enough in your account to waive the monthly fee? Link it to the balances in your other accounts and you may find that your combined balance is enough to waive the fee.

Debit Card
Honored at over 900,000 ATMs and 15,000,000 merchants worldwide, our free MasterMoney debit card provides purchasing power wherever you go.

Direct Deposit
Free electronic deposit of regularly recurring checks is both safer and more convenient than receiving them in the mail. It’s perfect for paychecks, Social Security checks and other pension checks. Not to mention that checks get deposited faster than you could ever do by doing it yourself.

Loan Discounts
As mentioned above, Automatic Loan Payments can cut a full ½% off any new Personal Loan rate.

Online Banking
Online Banking lets you log on and access your Hyde Park Savings Bank accounts any time, day or night. And since you log on through the internet, your computer can access your accounts from home or away. It lets you check account balances, see if a particular check has cleared, transfer funds between applicable Hyde Park Savings Bank accounts and much more.

Online Bill Pay
Online Bill Pay lets you pay bills any time, day or night. And since you log on through the internet, you can pay bills from home or away. In addition to saving you lots of time, you can save lots of money. Add it up yourself…42¢ stamp + 11¢ personal check + 2¢ envelope. You can save 55¢ each time you use Online Bill Pay. Not to mention the time and hassle.

Overdraft Protection
This service lets you take the bounce out of your checking. By adding a credit line that covers any checks that would cause your account to be overdrawn (up to your credit limit, of course), you avoid both fees and embarrassment. Subject to credit approval.

Free&Easy Banking Since 1871
For more information about any of our products or services, please visit any of our branch offices, complete our information request form, or call 617.361.6900.